Welcome to your turnkey waterfront retreat in the heart of Tobermory! Renovated, fully furnished, and move-in ready! This 4-season home/cottage offers the perfect opportunity for those seeking a family getaway, short-term rental / investment property or peaceful Bruce Peninsula escape. Set on a 66' x 165' waterfront lot in protected Hay Bay with easy access to Lake Huron, this property delivers the waterfront lifestyle buyers dream about! The shoreline is ideal for all ages, feat. a shallow swimming area perfect for children, and deeper water off the dock for kayaking, paddleboarding, or small boats. Spend your days exploring the bay, relaxing by the water, or enjoying spectacular sunsets and world-famous Dark Sky stargazing around the campfire. Offering 1,080sq.ft. of beautifully updated living space, the home was extensively renovated in 2021 with major upgrades incl. a new drilled well, septic system, plumbing, electrical, interior finishes, furnishings, and more. The bright and stylish interior features 3 bedrooms, 2 bathrooms. A cozy fireplace that creates the perfect atmosphere, heat pump units provide efficient heating/cooling for year-round comfort, while the UV water treatment offers added peace of mind. The open-concept layout is designed for entertaining and relaxing, with stunning bay views from the main living space, dining area, and large deck. Whether preparing meals indoors or barbecuing outside, the waterfront backdrop makes every gathering memorable. Outside, the low-maintenance property allows more time for recreation and less time working. The detached garage provides excellent storage, workshop, or games room potential, while the greenhouse and elevated bunkie add extra charm and versatility. Located on a paved year-round road, you can bike into town for local amenities. Enjoy nearby access to the Bruce Trail, pickleball court, parks and all the outdoor recreation the Bruce Peninsula is known for. Start making unforgettable waterfront memories!